All the net worth tracking, without the $249/year price tag

Start free with 12-month history. MonthlyWorth gives you manual net worth tracking with trend charts and 150+ currencies at $3/month or $24/year - a fraction of Kubera pricing.

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Kubera offers premium net worth tracking at $249 per year. MonthlyWorth delivers the core features most people need - monthly snapshots, trend charts, allocation breakdowns, and 150+ currencies - at $3/month or $24/year. Both tools use manual entry, but MonthlyWorth focuses on simplicity: a guided check-in wizard, automatic charts, and email reminders without the premium price tag.

Why Users Switch

Common frustrations we solve

Kubera costs $249/year for the Essentials plan - too expensive for simple net worth tracking
Kubera focuses on automated bank and brokerage sync that many privacy-conscious users want to avoid
Complex portfolio features designed for high-net-worth investors are overkill for monthly check-ins

Why MonthlyWorth?

Start free forever - no credit card required for 12-month history
$3/month or $24/year vs $249/year for Kubera Essentials
No bank connections needed - complete privacy and manual control
150+ currencies with locale-aware formatting for global users

Key Features

Everything you get when you switch to MonthlyWorth

Monthly 3-step check-in wizard - enter values in 5 minutes, not hours
Three interactive charts: net worth trends, category breakdowns, allocation treemap
Custom asset and liability categories - stocks, crypto, real estate, loans, anything
150+ currencies with proper locale formatting for international tracking
CSV import and export for data portability and backup
Monthly email reminders to stay consistent with your tracking habit

See MonthlyWorth in Action

A visual overview of how the app helps you track your net worth

MonthlyWorth dashboard showing current net worth and month-over-month change

MonthlyWorth category allocation and breakdown

MonthlyWorth net worth trend chart over time

MonthlyWorth detailed financial overview

How It Works

Get started in minutes

1
Sign up free in 2 minutes - no credit card or bank connections needed
2
Create your asset and liability categories matching your portfolio
3
Update values once per month via the guided 3-step wizard
4
View automated charts showing trends, allocation, and month-over-month changes

Privacy without the premium price

Secure Clerk authentication with JWT tokens - industry-standard security
Database-level data isolation keeps your financial data completely separate
No bank or brokerage connections means zero credential exposure risk
End-to-end encryption in transit and at rest for complete data protection
Full data export and permanent account deletion available from settings

Frequently Asked Questions

How does MonthlyWorth compare to Kubera?

Kubera is built for high-net-worth investors who want automated bank sync and DeFi tracking at $249/year. MonthlyWorth is for anyone who wants simple, manual net worth tracking at $3/month or $24/year with no bank connections required.

Can I track the same assets as Kubera?

Yes. MonthlyWorth supports custom categories for any asset or liability type - stocks, bonds, crypto, real estate, cash, vehicles, loans. You enter values manually each month instead of relying on automated connections.

Is manual tracking better than automated sync?

For privacy-conscious users, yes. Manual entry means your bank credentials never leave your control. You also get an intentional monthly review of your finances instead of passively watching numbers change.

What does the free tier include?

The free tier is perpetual with 12-month history, all chart types, custom categories, CSV import/export, and email reminders. Upgrade to $3/month or $24/year for unlimited history and Premium Insights.

Ready to get started?

Join MonthlyWorth today and start tracking your net worth with privacy and control.

Start free - no credit card