Simple net worth tracking without the complexity

Start free with 12-month history. Track your wealth with 5-minute monthly check-ins - no daily transactions, no budgeting stress, no bank connections. Simplicity you'll actually stick with.

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No credit card required

Complex financial apps try to track every transaction, categorize every expense, and sync with every account. If all you want is a clear picture of your net worth over time, that complexity gets in the way. MonthlyWorth focuses on one thing: monthly snapshots of your assets and liabilities. Five minutes once a month gives you trend charts, allocation breakdowns, and a reliable financial history.

Complexity You Don't Need

Common frustrations we solve

Spending 30+ minutes daily categorizing every transaction gets exhausting
Overwhelmed by budgeting features, expense categories, and settings you never use
Stopped using complex apps after a few months because they demanded too much time

Why MonthlyWorth?

Start free - no credit card required for 12-month history access
5-minute monthly check-ins replace daily transaction tracking
Responsive design: works seamlessly on mobile, tablet, and desktop
Simple habits stick: monthly tracking is sustainable long-term

Key Features

Minimal features for maximum financial clarity

Guided 3-step monthly check-in wizard - no complex forms or workflows
Three clear chart types: net worth trends, category breakdowns, current allocation
Custom asset/liability categories - stocks, loans, crypto, cash, anything you want
150+ currencies with proper locale formatting for global simplicity
CSV import and export for easy data management and backups
Optional monthly email reminders - stay consistent without daily nagging

See MonthlyWorth in Action

A visual overview of how the app helps you track your net worth

MonthlyWorth dashboard showing current net worth and month-over-month change

MonthlyWorth category allocation and breakdown

MonthlyWorth net worth trend chart over time

MonthlyWorth detailed financial overview

How It Works

Get started in minutes

1
2-minute onboarding: choose currency and create your categories
2
Monthly 5-minute check-in: update values for each category
3
View three automated charts showing trends and allocation
4
Edit any historical month if you need to correct or backdate

Simple security without compromise

Secure Clerk authentication with JWT tokens - no complicated setup
Database-level data isolation keeps each user's data completely separate
No bank connections or APIs means zero credential exposure risk
End-to-end encryption in transit (HTTPS) and at rest protects your data
CSV export for backups and complete data portability anytime

Frequently Asked Questions

Why is monthly tracking simpler than daily?

Monthly tracking focuses on your overall financial picture - assets and liabilities - not every coffee purchase. You spend 5 minutes per month instead of daily time categorizing transactions. It's sustainable and builds a lasting habit.

What if I want more detailed tracking?

MonthlyWorth is designed for high-level net worth visibility, not transaction-level budgeting. If you need daily expense tracking, budgeting apps like YNAB or Mint are better suited. We keep it simple on purpose.

Do I need to connect my bank account?

No. MonthlyWorth works exclusively with manual entry - no bank connections, no APIs, no automatic sync. You enter values once per month and keep full control over your data and privacy.

Is there a free tier or trial?

MonthlyWorth starts free with perpetual access to 12 months of history. Upgrade to $3/month or $24/year for unlimited history and Premium Insights (all-time high, YTD growth, etc.). No credit card required to start.

Ready to get started?

Join MonthlyWorth today and start tracking your net worth with privacy and control.

Start free - stay simple