Track your path to financial independence, month by month

Start free with 12-month history. MonthlyWorth shows your net worth trajectory toward your FIRE number with trend charts, allocation breakdowns, and month-over-month progress.

Start free - track your FI Learn more

No credit card required

The path to financial independence is measured in net worth milestones, not daily transactions. MonthlyWorth is built for FIRE practitioners who want to track their progress toward their number with monthly snapshots. See your net worth trend over time, break down your allocation across asset classes, and stay consistent with monthly email reminders. Five minutes a month keeps your FIRE journey on track.

Challenges We Solve

Common frustrations we solve

Spreadsheet FIRE trackers require manual chart updates and formula maintenance every month
Budgeting apps track transactions you do not care about - you just want to see net worth growth
Complex financial tools require bank connections that compromise the privacy FIRE savers value

Why MonthlyWorth?

Start free forever - no credit card required for 12-month FIRE tracking
5-minute monthly check-ins fit the intentional, low-maintenance FIRE lifestyle
150+ currencies for FIRE savers with international assets or geo-arbitrage plans
Premium Insights show all-time high, YTD growth, and average monthly change

Key Features

Built for your financial tracking goals

Net worth trend line chart showing monthly progression toward your FIRE number
Stacked category chart revealing how each asset class contributes to your portfolio
Allocation treemap for a visual snapshot of your current asset distribution
Custom categories for index funds, real estate, crypto, cash reserves, and any liability
CSV import to bring in your existing FIRE tracking spreadsheet data
Premium Insights with all-time high, YTD growth, and average monthly net worth change

See MonthlyWorth in Action

A visual overview of how the app helps you track your net worth

MonthlyWorth dashboard showing current net worth and month-over-month change

MonthlyWorth category allocation and breakdown

MonthlyWorth net worth trend chart over time

MonthlyWorth detailed financial overview

How It Works

Get started in minutes

1
Sign up free and set your currency - 150+ currencies supported
2
Create categories matching your FIRE portfolio: index funds, bonds, real estate, cash
3
Update values on the first of each month via the guided 3-step wizard
4
Track progress toward your FIRE number with automated trend charts and insights

Private wealth tracking for the FIRE community

Secure Clerk authentication with JWT tokens - industry-standard security
Database-level data isolation keeps your FIRE journey completely private
No bank connections means your brokerage and bank credentials stay with you
End-to-end encryption in transit and at rest for all financial data
CSV export for backup and integration with your FIRE spreadsheet models

Frequently Asked Questions

Can MonthlyWorth help me track my FIRE number?

MonthlyWorth tracks your total net worth over time with trend charts. While it does not set a specific FIRE target number, the net worth trend line and month-over-month changes show clear progress toward financial independence.

What FIRE-relevant metrics does MonthlyWorth provide?

Free tier shows net worth trends, category breakdowns, and allocation. Premium Insights add all-time high net worth, year-to-date growth, average monthly change, and largest month-over-month movements - all key FIRE progress indicators.

Can I track my index fund portfolio alongside real estate?

Yes. Create custom categories for each asset type - VTSAX, bonds, rental properties, HSA, cash reserves, crypto. MonthlyWorth tracks everything in one place with proper allocation visualization.

How does this compare to FIRE spreadsheets?

MonthlyWorth replaces manual spreadsheet maintenance with automated charts and a guided check-in wizard. Import your existing spreadsheet via CSV, then track monthly with zero formula work. You get better visualizations in less time.

Is 12 months of free history enough for FIRE tracking?

The free tier gives you a full year of net worth trajectory. For multi-year FIRE journeys, upgrade to $3/month or $24/year for unlimited history and Premium Insights tracking your all-time progress.

Ready to get started?

Join MonthlyWorth today and start tracking your net worth with privacy and control.

Start free - track your FI