Start tracking your net worth today - no expertise required

Start free with 12-month history. MonthlyWorth walks you through setup with default categories, a guided check-in wizard, and clear charts. Build your first financial snapshot in under 5 minutes.

Start free - easy setup Learn more

No credit card required

Starting to track your net worth can feel overwhelming if you've never done it before. MonthlyWorth makes it approachable: a guided onboarding wizard helps you set up your categories, default templates give you a starting point, and a 3-step monthly check-in keeps things simple. No financial expertise required - just list what you own, what you owe, and watch your net worth unfold over time.

Challenges We Solve

Common frustrations we solve

You know tracking net worth matters but have no idea where to start or what to include
Financial apps overwhelm you with budgeting, transactions, and features you do not understand yet
Spreadsheet templates require setup time and financial knowledge you do not have

Why MonthlyWorth?

Start free forever - no credit card or financial expertise required
Default categories provided - just pick asset and liability types that apply to you
Guided 3-step wizard walks you through every monthly check-in
Clear trend charts show your progress without complex financial jargon

Key Features

Built for your financial tracking goals

Guided onboarding with default categories - no need to know what to track
3-step monthly check-in wizard: select month, enter values, review and save
Three beginner-friendly charts: net worth trend, category breakdown, allocation view
150+ currencies with automatic locale formatting - just pick your country
CSV import if you have existing data from a spreadsheet or another app
Optional monthly email reminders to build a consistent tracking habit

See MonthlyWorth in Action

A visual overview of how the app helps you track your net worth

MonthlyWorth dashboard showing current net worth and month-over-month change

MonthlyWorth category allocation and breakdown

MonthlyWorth net worth trend chart over time

MonthlyWorth detailed financial overview

How It Works

Get started in minutes

1
Sign up free and pick your currency - 150+ currencies supported worldwide
2
Choose from default categories or create your own: savings, investments, loans, etc.
3
Enter your current balances for each category - your first snapshot takes 5 minutes
4
Next month, update values again and watch your trend chart grow

Simple setup, serious security

Secure Clerk authentication protects your account from day one
Database-level data isolation ensures your financial data stays private
No bank connections needed - enter values manually at your own pace
End-to-end encryption protects your data in transit and at rest
Full data export and account deletion available anytime from settings

Frequently Asked Questions

What should I include in my net worth?

Assets are things you own with value: bank accounts, investments, retirement funds, property, vehicles. Liabilities are debts you owe: mortgages, student loans, credit cards, car loans. Net worth equals assets minus liabilities.

How often should I update my net worth?

Once per month is ideal. MonthlyWorth is designed for monthly snapshots - a 5-minute ritual where you enter current values for each category. Monthly tracking gives you clear trends without daily data entry burnout.

Do I need to be exact with my numbers?

Approximate values work great for net worth tracking. Check your bank and investment apps for current balances, estimate property values annually, and round to the nearest hundred. Consistency matters more than precision.

What if my net worth is negative?

That is completely normal, especially early in your career with student loans or a mortgage. MonthlyWorth tracks negative net worth just as well. The trend chart will show your progress upward over time as you pay down debt and build assets.

Is this free to use?

Yes. MonthlyWorth starts free with perpetual access to 12 months of history. All core features are included: charts, categories, CSV import, and email reminders. Upgrade to $3/month or $24/year only if you want unlimited history.

Ready to get started?

Join MonthlyWorth today and start tracking your net worth with privacy and control.

Start free - easy setup