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5-minute monthly check-ins, not daily transaction chaos

Start free with 12-month history. Build a sustainable wealth tracking habit with monthly snapshots - no daily transactions, no budgeting categories, no bank sync. See your progress without the noise.

Start free - check in monthly Learn more

No credit card required

Spreadsheet Pain Points

Common frustrations we solve

  • Budget apps require daily engagement with transaction categorization - unsustainable long-term
  • Don't need to track every coffee purchase - just want to see net worth trends
  • Previous tools demanded so much time that you stopped using them after a few months

Why MonthlyWorth?

  • Start free - no credit card required to begin tracking
  • 5-minute monthly habit replaces hours of daily transaction management
  • Responsive design: quick check-ins work on any device
  • Free tier: perpetual 12-month history access forever
  • Sustainable habits: monthly tracking is proven to stick long-term

Key Features

Everything you need for private, manual net worth tracking

Monthly 3-step check-in wizard: select month, enter values, review and save
Big-picture charts: net worth trends, category allocation, historical breakdowns
Custom categories for any asset or liability - stocks, loans, crypto, real estate
Historical editing: backdate snapshots or correct past values anytime
150+ currencies with smart locale formatting and browser detection
Optional monthly email reminders - never miss a check-in

See MonthlyWorth in Action

A visual overview of how the app helps you track your net worth

MonthlyWorth dashboard showing current net worth and month-over-month change
MonthlyWorth category allocation and breakdown
MonthlyWorth net worth trend chart over time
MonthlyWorth detailed financial overview

How It Works

Get started in minutes

  1. 1

    Set up once: create your asset and liability categories in 2 minutes

  2. 2

    Monthly 5-minute ritual: update current values for each category

  3. 3

    View automated charts showing your net worth trend and allocation

  4. 4

    Stay consistent with optional email reminders at month-end

Privacy-first monthly tracking

  • Secure Clerk authentication protects your account and financial data
  • Database-level isolation: your monthly snapshots stay completely private
  • No bank connections means your credentials never leave your control
  • Encrypted data in transit (HTTPS) and at rest for complete protection
  • Full data export and deletion controls from settings

Frequently Asked Questions

How is monthly tracking different from budgeting apps?
Budgeting apps track daily transactions and spending categories - requiring constant engagement. MonthlyWorth tracks your net worth (assets minus liabilities) once per month for a high-level wealth view without transaction noise.
Can I build a sustainable habit with monthly check-ins?
Yes. Monthly check-ins are realistic and sustainable - 5 minutes per month vs hours categorizing daily transactions. Simplicity leads to consistency, and consistency builds lasting financial awareness without burnout.
What if I miss a month?
No problem. You can backdate snapshots anytime using historical editing. MonthlyWorth lets you fill in past months whenever you remember, so you never lose your financial history or momentum.
Do I need to track transactions or expenses?
No. MonthlyWorth is designed exclusively for net worth tracking - the big picture. You don't track individual transactions, spending categories, or budgets. Just update your total account balances once per month.

Ready to get started?

Join MonthlyWorth today and start tracking your net worth with privacy and control.

Start free - check in monthly

No credit card required