Simple wealth monitoring without the complexity
Start free with 12-month history. Monitor your wealth with 5-minute monthly check-ins - no daily transactions, no budgeting stress, no bank connections. Simplicity you'll actually stick with.
No credit card required
Spreadsheet Pain Points
Common frustrations we solve
- Spending 30+ minutes daily categorizing every transaction gets exhausting
- Overwhelmed by budgeting features, expense categories, and settings you never use
- Stopped using complex apps after a few months because they demanded too much time
Why MonthlyWorth?
- Start free - no credit card required for 12-month history access
- 5-minute monthly check-ins replace daily transaction monitoring
- Responsive design: works seamlessly on mobile, tablet, and desktop
- Simple habits stick: monthly monitoring is sustainable long-term
Key Features
Everything you need for private, manual net worth tracking
- Guided 3-step monthly check-in wizard - no complex forms or workflows
- Three clear chart types: wealth trends, category breakdowns, current allocation
- Custom asset/liability categories - stocks, loans, crypto, cash, anything you want
- 150+ currencies with proper locale formatting for global simplicity
- CSV import and export for easy data management and backups
- Optional monthly email reminders - stay consistent without daily nagging
See MonthlyWorth in Action
A visual overview of how the app helps you track your net worth
How It Works
Get started in minutes
- 1
2-minute onboarding: choose currency and create your categories
- 2
Monthly 5-minute check-in: update values for each category
- 3
View three automated charts showing trends and allocation
- 4
Edit any historical month if you need to correct or backdate
Simple security without compromise
- Secure Clerk authentication with JWT tokens - no complicated setup
- Database-level data isolation keeps each user's data completely separate
- No bank connections or APIs means zero credential exposure risk
- End-to-end encryption in transit (HTTPS) and at rest protects your data
- CSV export for backups and complete data portability anytime
Frequently Asked Questions
Why is monthly monitoring simpler than daily?
Monthly monitoring focuses on your overall financial picture - assets and liabilities - not every coffee purchase. You spend 5 minutes per month instead of daily time categorizing transactions. It's sustainable and builds a lasting habit.
What if I want more detailed monitoring?
MonthlyWorth is designed for high-level wealth visibility, not transaction-level budgeting. If you need daily expense monitoring, budgeting apps like YNAB or Mint are better suited. We keep it simple on purpose.
Do I need to connect my bank account?
No. MonthlyWorth works exclusively with manual entry - no bank connections, no APIs, no automatic sync. You enter values once per month and keep full control over your data and privacy.
Is there a free tier or trial?
MonthlyWorth starts free with perpetual access to 12 months of history. Upgrade to $24/year for unlimited history and Premium Insights (all-time high, YTD growth, etc.). No credit card required to start.
Ready to get started?
Join MonthlyWorth today and start tracking your net worth with privacy and control.
No credit card required